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Home Purchase Mortgage Edmonton
  • How to Navigate Shrinking Mortgage Affordability

    Author: Jordan St. Pierre - The Mortgage Centre | May 31, 2023 | Categories: Mortgage Broker , Mortgage Refinance , Refinance Mortgage

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    As a mortgage broker, I’ve come across my fair share of difficult cases. One of the most pressing issues my clients face today is shrinking mortgage affordability with increasing interest rates. In this case, study, I will walk you through how I tackled this issue and helped my clients navigate the changing market.

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  • Five Tips to Help you Save for a Down Payment

    Author: Jordan St. Pierre - The Mortgage Centre | Apr 03, 2023 | Categories: EDMONTON MORTGAGE BROKER , First Time Home Buyer Mortgage , Mortgage Broker , Mortgage Pre Approval , SPRUCE GROVE MORTGAGE BROKER

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    Whether you’ve already started saving for a house or you’re starting to save for the first time, there are many ways you can save money for a down payment. Here are a few tips to get you started:

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  • Six Factors Lenders Look At When Considering Your Mortgage Application

    Author: Jordan St. Pierre - The Mortgage Centre | Nov 02, 2022 | Categories: EDMONTON MORTGAGE BROKER , Mortgage Broker , Mortgage Renewal , Refinance Mortgage , SPRUCE GROVE MORTGAGE BROKER

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    Whether you’re considering buying or building a home, obtaining a mortgage can sometimes be challenging, depending on your credit history, employment status, and other factors. This can often lead to unnecessary stress and roadblocks.

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  • The Three Types Of Mortgage Lending

    Author: Jordan St. Pierre - The Mortgage Centre | Feb 07, 2022 | Categories: EDMONTON MORTGAGE BROKER , Mortgage Broker , Mortgage Refinance , Mortgage Renewal , SPRUCE GROVE MORTGAGE BROKER

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    There are three primary types of lenders that are used in the mortgage industry - “A” lenders, “B” lenders, and private lenders. It is important for homebuyers to familiarize themselves with the different types so that they know which ones are best suited for them. Some knowledge about these lenders will also help homebuyers understand the criteria they need to meet to use a certain type of lender.

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  • Three Ways To Work Around Debt When Qualifying For A Mortgage

    Author: Jordan St. Pierre - The Mortgage Centre | Jun 16, 2021 | Categories: EDMONTON MORTGAGE BROKER , Mortgage Broker , Mortgage Rates , Mortgage Renewal , SPRUCE GROVE MORTGAGE BROKER

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    There are many prerequisites when applying for a mortgage and meeting all of them is often essential if you want to qualify for financing. One primary prerequisite is low debt levels. Lenders need to know that you are capable of paying off the money you borrow from them, and they verify this by checking the amount of debt you currently hold. Elevated debt levels generally mean that your monthly expenses or payments are already high, which could limit your ability to repay them. This, in turn, may hinder your ability to qualify for a mortgage as most lenders are often concerned with limiting their own risk when lending money.

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  • 10 Remodeling Trends for 2021 That Will Add Value to Your Rental Property

    Author: External Author | Jun 16, 2021 | Categories: EDMONTON MORTGAGE BROKER , First Time Home Buyer Mortgage , Home Purchase Mortgage , Mortgage Broker , Mortgage Calculator , Mortgage Planner , Mortgage Pre Approval , Mortgage Rates , Mortgage Refinance , Mortgage Renewal , Refinance Mortgage , Remax , Remax Preferred Choice. , SPRUCE GROVE MORTGAGE BROKER

    Original Article Source Credits: HGTV, https://www.hgtv.ca

    Article Written By: Sharon Miki Chan

    Original Article Posted on: Feb. 15, 2021

    Link to Original Article: https://www.hgtv.ca/real-estate/blog/remodeling-trends-2021-rental-1945927

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  • Canada Says Property Bubble “Not Great” For Locals, Good For Foreign Investors

    Author: External Author | Apr 21, 2021 | Categories: EDMONTON MORTGAGE BROKER , Home Purchase Mortgage , Mortgage Broker , Mortgage Rates , SPRUCE GROVE MORTGAGE BROKER

    Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

    Article Written By:  Stephen Punwasi

    Original Article Posted on:  APRIL 12, 2021

    Link to Original Article:  https://betterdwelling.com/canada-says-property-bubble-not-great-for-locals-good-for-foreign-investors/

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  • RBC Sees Bank of Canada Raising Rates Earlier Than Current Guidance

    Author: External Author | Mar 24, 2021 | Categories: EDMONTON MORTGAGE BROKER , Home Town Expert , Mortgage Broker , Mortgage Planner , SPRUCE GROVE MORTGAGE BROKER

    Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

    Article Written By:  Daniel Wong

    Original Article Posted on:  MARCH 9, 2021

    Link to Original Article:  https://betterdwelling.com/rbc-sees-bank-of-canada-raising-rates-earlier-than-current-guidance/

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  • Programs Available For First Time Home Buyers

    Author: Jordan St. Pierre - The Mortgage Centre | Mar 05, 2021 | Categories: EDMONTON MORTGAGE BROKER , Mortgage Broker , Mortgage Renewal , Refinance Mortgage , SPRUCE GROVE MORTGAGE BROKER

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    Buying a home is incredibly hard, especially if you’re a first-time homebuyer. It is such a big investment that you have to spend a lot of time bothering about the paperwork, fees, and other technical things involved in it. 

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  • Using Purchase Plus Improvements To Get The Home You Want

    Author: Jordan St. Pierre - The Mortgage Centre | Dec 11, 2020 | Categories: EDMONTON MORTGAGE BROKER , First Time Home Buyer Mortgage , Mortgage Broker , Mortgage Calculator , SPRUCE GROVE MORTGAGE BROKER

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    Are you considering buying a property that needs renovations but are unsure about it due to the added expenses? If you’ve done your research and feel like you can fix the place up to suit your needs, then there is no reason to not purchase a home that will require some added work. As for the renovation costs, you can cover them with a Purchase Plus Improvements Mortgage, which will be added to your primary mortgage.

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  • Bank of Canada Ended The Mortgage Program That Inflated Prices… Kind of

    Author: External Author | Dec 02, 2020 | Categories: EDMONTON MORTGAGE BROKER , First Time Home Buyer Mortgage , Home Town Expert , Mortgage Broker , Mortgage Planner , Mortgage Rates , Mortgage Renewal , Refinance Mortgage , Remax Prefered Choice , SPRUCE GROVE MORTGAGE BROKER

    Original Article Source Credits:    Better Dwelling , https://betterdwelling.com/

    Article Written By:  NA

    Original Article Posted on:  NOVEMBER 13, 2020

    Link to Original Article:  https://betterdwelling.com/bank-of-canada-ended-the-mortgage-program-that-inflated-prices-kind-of/

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  • Cash Back Mortgages By Jordan St. Pierre-The Mortgage Centre

    Author: Jordan St. Pierre - The Mortgage Centre | Nov 09, 2020 | Categories: EDMONTON MORTGAGE BROKER , Mortgage Broker , Mortgage Refinance , Mortgage Renewal , SPRUCE GROVE MORTGAGE BROKER

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    When it comes to purchasing a house, most home buyers assume that paying the price of a property will be their only major expense. However, after buying a house, you may want to renovate it to suit your needs, add new furniture, or retain some buffer cash to aid with your maintenance expenses. To achieve these requirements, you need liquid funds, either in the form of savings or borrowings.

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  • The Truth About Mortgage Renewals!

    Author: Jordan St. Pierre - The Mortgage Centre | Oct 08, 2020 | Categories: EDMONTON MORTGAGE BROKER , Mortgage Broker , Mortgage Planner , Mortgage Renewal , SPRUCE GROVE MORTGAGE BROKER

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    Many homeowners are quick to renew their mortgage product with the same lender when their renewal date approaches. Though it isn’t wrong to renew a mortgage with the same lender at the end of its term, it can limit a person’s financial flexibility and deprive them of several opportunities. In some cases, the current lender may not have the borrower’s best interests in mind, may not offer them the best terms, or even a decent market rate. The existing lender may also not be looking at the borrower’s bigger financial picture and what their future plans may be.

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  • How To Prepare For Homeownership

    Author: Jordan St. Pierre - The Mortgage Centre | Jul 20, 2020 | Categories: EDMONTON MORTGAGE BROKER , First Time Home Buyer Mortgage , Home Purchase Mortgage , Home Town Expert , Mortgage Broker , Mortgage Calculator , Mortgage Planner , Mortgage Pre Approval , Mortgage Rates , Mortgage Refinance , Mortgage Renewal , Refinance Mortgage , Remax , Remax Prefered Choice , Remax Preferred Choice. , SPRUCE GROVE MORTGAGE BROKER , Travis Hawryluk

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    Buying your first home is an exhilarating experience as it marks the beginning of a new chapter in your life. At the same time, it can be scary as it entails a significant financial commitment, but with the right preparation and sufficient research, you can make the homeownership process very manageable.

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  • When Should A Condo Board Borrow A Condo Corporation Loan

    Author: Jordan St. Pierre - The Mortgage Centre | Jun 12, 2020 | Categories: EDMONTON MORTGAGE BROKER , First Time Home Buyer Mortgage , Home Purchase Mortgage , Home Town Expert , Mortgage Broker , Mortgage Calculator , Mortgage Planner , Mortgage Pre Approval , Mortgage Rates , Mortgage Refinance , Mortgage Renewal , Refinance Mortgage , Remax , Remax Prefered Choice , Remax Preferred Choice. , SPRUCE GROVE MORTGAGE BROKER , Travis Hawryluk

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    According to the law, it is the duty of a Condominium or Condo Board to make the necessary arrangements when it comes to the maintenance of common areas in a Condominium. The Board must repair common property as and when needed and cannot dismiss the completion of essential requirements on the property, especially structural corrections and deficiencies. However, to meet these commitments, the Board needs to have sufficient financial backup.

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  • Owner Spotlight: Jordan St. Pierre

    Author: Jordan St. Pierre - The Mortgage Centre | May 22, 2020 | Categories: EDMONTON MORTGAGE BROKER , First Time Home Buyer Mortgage , Home Purchase Mortgage , Home Town Expert , Mortgage Broker , Mortgage Calculator , Mortgage Planner , Mortgage Pre Approval , Mortgage Rates , Mortgage Refinance , Mortgage Renewal , Refinance Mortgage , Remax , Remax Prefered Choice , Remax Preferred Choice. , SPRUCE GROVE MORTGAGE BROKER , Travis Hawryluk

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    I’m Jordan St. Pierre, a mortgage broker serving Edmonton, Spruce Grove, Stony Plain, St. Albert, and Devon, with The Mortgage Centre. I am excited to share my story about the things which matter to me and how they influence the way I do business.

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  • Refinancing Your Home With Jordan St. Pierre-The Mortgage Centre

    Author: Jordan St. Pierre - The Mortgage Centre | Apr 22, 2020 | Categories: EDMONTON MORTGAGE BROKER , First Time Home Buyer Mortgage , Home Purchase Mortgage , Home Town Expert , Mortgage Broker , Mortgage Calculator , Mortgage Planner , Mortgage Pre Approval , Mortgage Rates , Mortgage Refinance , Mortgage Renewal , Remax , Remax Prefered Choice , SPRUCE GROVE MORTGAGE BROKER , Travis Hawryluk

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    Are you debating whether or not you should refinance your mortgage? If you are, you’ve come to the right place for help. There are various reasons to refinance, so don’t let low rates be your only motive. Instead, consider other prospects like shortening or lengthening your mortgage term or amortization, converting to an adjustable-rate or fixed-rate mortgage, or utilizing your home equity to meet a financial emergency, large purchase, or consolidate debt.

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  • Longhorn Diaries - Diary Thirty Two

    Author: Jordan St. Pierre - The Mortgage Centre | Jan 24, 2020 | Categories: EDMONTON MORTGAGE BROKER , First Time Home Buyer Mortgage , Home Purchase Mortgage , Home Town Expert , Mortgage Broker , Mortgage Calculator , Mortgage Planner , Mortgage Pre Approval , Mortgage Rates , Mortgage Refinance , Mortgage Renewal , Remax , Remax Prefered Choice , SPRUCE GROVE MORTGAGE BROKER , Travis Hawryluk

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  • Longhorn Diaries - Diary Thirty One

    Author: Jordan St. Pierre - The Mortgage Centre | Jan 22, 2020 | Categories: EDMONTON MORTGAGE BROKER , First Time Home Buyer Mortgage , Home Purchase Mortgage , Home Town Expert , Mortgage Broker , Mortgage Calculator , Mortgage Planner , Mortgage Pre Approval , Mortgage Rates , Mortgage Refinance , Mortgage Renewal , Remax , Remax Prefered Choice , SPRUCE GROVE MORTGAGE BROKER , Travis Hawryluk

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  • Announcing the new website

    Author: Jordan St. Pierre - The Mortgage Centre | Feb 25, 2019 | Categories: First Time Home Buyer Mortgage , Home Purchase Mortgage , Home Town Expert , Mortgage Broker , Mortgage Calculator , Mortgage Planner , Mortgage Pre Approval , Mortgage Rates , Mortgage Refinance , Mortgage Renewal , Remax , Remax Prefered Choice , Travis Hawryluk

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    We are delighted to announce the launch of our new website!

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  • EDMONTON MORTGAGE BROKER
  • First Time Home Buyer Mortgage
  • Home Purchase Mortgage
  • Home Town Expert
  • Mortgage Broker
  • Mortgage Calculator
  • Mortgage Planner
  • Mortgage Pre Approval
  • Mortgage Rates
  • Mortgage Refinance
  • Mortgage Renewal
  • Refinance Mortgage
  • Remax
  • Remax Prefered Choice
  • Remax Preferred Choice.
  • SPRUCE GROVE MORTGAGE BROKER
  • Travis Hawryluk

Recent Posts

  • How to Navigate Shrinking Mortgage Affordability
  • Five Tips to Help you Save for a Down Payment
  • Six Factors Lenders Look At When Considering Your Mortgage Application
  • The Three Types Of Mortgage Lending
  • Three Ways To Work Around Debt When Qualifying For A Mortgage
  • 10 Remodeling Trends for 2021 That Will Add Value to Your Rental Property
  • Canada Says Property Bubble “Not Great” For Locals, Good For Foreign Investors
  • RBC Sees Bank of Canada Raising Rates Earlier Than Current Guidance
  • Programs Available For First Time Home Buyers
  • Using Purchase Plus Improvements To Get The Home You Want
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  • Home
  • About Us
  • Services
    • Services
    • Home Purchase Mortgage
    • First Time Home Buyer Mortgage
    • Mortgage Pre-Approvals
    • Mortgage Refinance
    • Mortgage Renewals
    • Private Mortgage Financing
    • Condominium Corporation Loan
  • Service Areas
    • Service Areas
    • Spruce Grove
    • Stony Plain
    • Edmonton
    • St. Albert
    • Devon
    • Alberta
    • British Columbia
    • Saskatchewan
  • Rates
  • Resources
    • Resources
    • Mortgage Glossary
    • Moving Resources
    • Links of Interest
  • Reviews
  • Blog
  • Contact Us