• Jordan St. Pierre-The Mortgage Centre Jordan St. Pierre-The Mortgage Centre
  • (780) 953-7314 EMAIL NOW APPLY NOW DOWNLOAD MY MORTGAGE APP
  • Home
  • About Us
  • Services
    • First Time Home Buyer Mortgage
    • Mortgage Pre-Approvals
    • Mortgage Refinance
    • Mortgage Renewals
    • Private Mortgage Financing
    • Condominium Corporation Loan
  • Service Areas
    • Spruce Grove
    • Stony Plain
    • Edmonton
    • St. Albert
    • Devon
  • Rates
  • Resources
    • Mortgage Calculator
    • Mortgage Glossary
    • Moving Resources
    • Links of Interest
  • Reviews
  • Blog
  • Contact Us
  • Jordan St. Pierre-The Mortgage Centre
  • Jordan St. Pierre-The Mortgage Centre
(780) 953-7314
EMAIL NOW
APPLY NOW
DOWNLOAD MY MORTGAGE APP
×
×
Home Purchase Mortgage Edmonton
  • Six Factors Lenders Look At When Considering Your Mortgage Application

    Author: Jordan St. Pierre - The Mortgage Centre | Nov 02, 2022 | Categories: Mortgage Broker , Mortgage Renewal , Refinance Mortgage

    1.jpg

    Whether you’re considering buying or building a home, obtaining a mortgage can sometimes be challenging, depending on your credit history, employment status, and other factors. This can often lead to unnecessary stress and roadblocks.

    READ MORE


  • The Three Types Of Mortgage Lending

    Author: Jordan St. Pierre - The Mortgage Centre | Feb 07, 2022 | Categories: Mortgage Broker , Mortgage Refinance , Mortgage Renewal

    Jordan St. Pierre - Month 34 - Blog Banner.jpg

    There are three primary types of lenders that are used in the mortgage industry - “A” lenders, “B” lenders, and private lenders. It is important for homebuyers to familiarize themselves with the different types so that they know which ones are best suited for them. Some knowledge about these lenders will also help homebuyers understand the criteria they need to meet to use a certain type of lender.

    READ MORE


  • Turning Your Existing Home Into A Rental While Purchasing Another Home

    Author: Jordan St. Pierre - The Mortgage Centre | Jan 13, 2022 | Categories: Mortgage Planner , Mortgage Pre Approval , Mortgage Refinance , Mortgage Renewal , Refinance Mortgage

    Jordan-St.-Pierre---Month-19---#-4---Blog-Banner.jpg

    If you’re planning to buy a second home, you might consider turning your primary residence into a rental property, also known as an investment property. This will give you the ability to purchase a new owner-occupied home with as little as a 5% down payment. Often this can be done with lenders allowing for a hypothetical rent amount to offset qualifying numbers. That way, you can move into your new home while converting your primary one into a rental before even having a tenant. To help you understand the benefits of doing this, mortgage broker Jordan St. Pierre has explained the process below. 

    READ MORE


  • Three Ways To Work Around Debt When Qualifying For A Mortgage

    Author: Jordan St. Pierre - The Mortgage Centre | Jun 16, 2021 | Categories: Mortgage Broker , Mortgage Rates , Mortgage Renewal

    Jordan St. Pierre - Month 40 - Blog Banner.jpg

    There are many prerequisites when applying for a mortgage and meeting all of them is often essential if you want to qualify for financing. One primary prerequisite is low debt levels. Lenders need to know that you are capable of paying off the money you borrow from them, and they verify this by checking the amount of debt you currently hold. Elevated debt levels generally mean that your monthly expenses or payments are already high, which could limit your ability to repay them. This, in turn, may hinder your ability to qualify for a mortgage as most lenders are often concerned with limiting their own risk when lending money.

    READ MORE


  • 10 Remodeling Trends for 2021 That Will Add Value to Your Rental Property

    Author: External Author | Jun 16, 2021 | Categories: First Time Home Buyer Mortgage , Home Purchase Mortgage , Mortgage Broker , Mortgage Calculator , Mortgage Planner , Mortgage Pre Approval , Mortgage Rates , Mortgage Refinance , Mortgage Renewal , Refinance Mortgage , Remax , Remax Preferred Choice.

    Original Article Source Credits: HGTV, https://www.hgtv.ca

    Article Written By: Sharon Miki Chan

    Original Article Posted on: Feb. 15, 2021

    Link to Original Article: https://www.hgtv.ca/real-estate/blog/remodeling-trends-2021-rental-1945927

    READ MORE


  • A Pre-Approval Does Not Guarantee a Mortgage Approval

    Author: External Author | May 07, 2021 | Categories: Mortgage Pre Approval

    Original Article Source Credits:   CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

    Article Written By:  Ross Taylor

    Original Article Posted on:  April 27, 2021

    Link to Original Article:  https://www.canadianmortgagetrends.com/2021/04/a-pre-approval-does-not-guarantee-a-mortgage-approval/

    READ MORE


  • Canada Says Property Bubble “Not Great” For Locals, Good For Foreign Investors

    Author: External Author | Apr 21, 2021 | Categories: Home Purchase Mortgage , Mortgage Broker , Mortgage Rates

    Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

    Article Written By:  Stephen Punwasi

    Original Article Posted on:  APRIL 12, 2021

    Link to Original Article:  https://betterdwelling.com/canada-says-property-bubble-not-great-for-locals-good-for-foreign-investors/

    READ MORE


  • RBC Sees Bank of Canada Raising Rates Earlier Than Current Guidance

    Author: External Author | Mar 24, 2021 | Categories: Home Town Expert , Mortgage Broker , Mortgage Planner

    Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

    Article Written By:  Daniel Wong

    Original Article Posted on:  MARCH 9, 2021

    Link to Original Article:  https://betterdwelling.com/rbc-sees-bank-of-canada-raising-rates-earlier-than-current-guidance/

    READ MORE


  • Programs Available For First Time Home Buyers

    Author: Jordan St. Pierre - The Mortgage Centre | Mar 05, 2021 | Categories: Mortgage Broker , Mortgage Renewal , Refinance Mortgage

    Jordan-St.-Pierre---Month-19---#-3---Blog-Banner.jpg

    Buying a home is incredibly hard, especially if you’re a first-time homebuyer. It is such a big investment that you have to spend a lot of time bothering about the paperwork, fees, and other technical things involved in it. 

    READ MORE


  • Using Purchase Plus Improvements To Get The Home You Want

    Author: Jordan St. Pierre - The Mortgage Centre | Dec 11, 2020 | Categories: First Time Home Buyer Mortgage , Mortgage Broker , Mortgage Calculator

    Jordan-St-Pierre-Mortgage---Month-19-#2---Blog-Banner.jpg

    Are you considering buying a property that needs renovations but are unsure about it due to the added expenses? If you’ve done your research and feel like you can fix the place up to suit your needs, then there is no reason to not purchase a home that will require some added work. As for the renovation costs, you can cover them with a Purchase Plus Improvements Mortgage, which will be added to your primary mortgage.

    READ MORE


  • Bank of Canada Ended The Mortgage Program That Inflated Prices… Kind of

    Author: External Author | Dec 02, 2020 | Categories: First Time Home Buyer Mortgage , Home Town Expert , Mortgage Broker , Mortgage Planner , Mortgage Rates , Mortgage Renewal , Refinance Mortgage , Remax Prefered Choice

    Original Article Source Credits:    Better Dwelling , https://betterdwelling.com/

    Article Written By:  NA

    Original Article Posted on:  NOVEMBER 13, 2020

    Link to Original Article:  https://betterdwelling.com/bank-of-canada-ended-the-mortgage-program-that-inflated-prices-kind-of/

    READ MORE


  • Cash Back Mortgages By Jordan St. Pierre-The Mortgage Centre

    Author: Jordan St. Pierre - The Mortgage Centre | Nov 09, 2020 | Categories: Mortgage Broker , Mortgage Refinance , Mortgage Renewal

    Jordan-St.-Pierre---Month-29---Blog-Banner.jpg

    When it comes to purchasing a house, most home buyers assume that paying the price of a property will be their only major expense. However, after buying a house, you may want to renovate it to suit your needs, add new furniture, or retain some buffer cash to aid with your maintenance expenses. To achieve these requirements, you need liquid funds, either in the form of savings or borrowings.

    READ MORE


  • The Truth About Mortgage Renewals!

    Author: Jordan St. Pierre - The Mortgage Centre | Oct 08, 2020 | Categories: Mortgage Broker , Mortgage Planner , Mortgage Renewal

    Jordan-St.-Pierre---Month-35---Blog-Banner.jpg

    Many homeowners are quick to renew their mortgage product with the same lender when their renewal date approaches. Though it isn’t wrong to renew a mortgage with the same lender at the end of its term, it can limit a person’s financial flexibility and deprive them of several opportunities. In some cases, the current lender may not have the borrower’s best interests in mind, may not offer them the best terms, or even a decent market rate. The existing lender may also not be looking at the borrower’s bigger financial picture and what their future plans may be.

    READ MORE


  • Top Five Things To Look For When Hiring A Mortgage Broker

    Author: Jordan St. Pierre - The Mortgage Centre | Aug 19, 2020 | Categories: Mortgage Planner , Mortgage Refinance , Remax Prefered Choice

    Jordan-St.-Pierre---Month-3---Blog-Banner.jpg

    Qualifying for a mortgage is a crucial step towards achieving your homeownership goals. It opens up the possibilities of getting your mortgage approved and eventually buying your dream home. However, as mortgages are lined with intricate rules and regulations, it can be quite challenging to understand the process. To simplify the guidelines and increase your chances of approval, you need to enlist the service of a licensed mortgage agent. They will help you sail through the mortgage system and find the right product to suit your needs.

    READ MORE


  • How To Prepare For Homeownership

    Author: Jordan St. Pierre - The Mortgage Centre | Jul 20, 2020 | Categories: First Time Home Buyer Mortgage , Home Purchase Mortgage , Home Town Expert , Mortgage Broker , Mortgage Calculator , Mortgage Planner , Mortgage Pre Approval , Mortgage Rates , Mortgage Refinance , Mortgage Renewal , Refinance Mortgage , Remax , Remax Prefered Choice , Remax Preferred Choice. , Travis Hawryluk

    Jordan-St.-Pierre---Month-23---Blog-Banner.jpg

    Buying your first home is an exhilarating experience as it marks the beginning of a new chapter in your life. At the same time, it can be scary as it entails a significant financial commitment, but with the right preparation and sufficient research, you can make the homeownership process very manageable.

    READ MORE


  • When Should A Condo Board Borrow A Condo Corporation Loan

    Author: Jordan St. Pierre - The Mortgage Centre | Jun 12, 2020 | Categories: First Time Home Buyer Mortgage , Home Purchase Mortgage , Home Town Expert , Mortgage Broker , Mortgage Calculator , Mortgage Planner , Mortgage Pre Approval , Mortgage Rates , Mortgage Refinance , Mortgage Renewal , Refinance Mortgage , Remax , Remax Prefered Choice , Remax Preferred Choice. , Travis Hawryluk

    Jordan-St.-Pierre---Month-22---Blog-Banner.jpg

    According to the law, it is the duty of a Condominium or Condo Board to make the necessary arrangements when it comes to the maintenance of common areas in a Condominium. The Board must repair common property as and when needed and cannot dismiss the completion of essential requirements on the property, especially structural corrections and deficiencies. However, to meet these commitments, the Board needs to have sufficient financial backup.

    READ MORE


  • Owner Spotlight: Jordan St. Pierre

    Author: Jordan St. Pierre - The Mortgage Centre | May 22, 2020 | Categories: First Time Home Buyer Mortgage , Home Purchase Mortgage , Home Town Expert , Mortgage Broker , Mortgage Calculator , Mortgage Planner , Mortgage Pre Approval , Mortgage Rates , Mortgage Refinance , Mortgage Renewal , Refinance Mortgage , Remax , Remax Prefered Choice , Remax Preferred Choice. , Travis Hawryluk

    Jordan-St.-Pierre---Month-1---Blog-Banner.jpg

    I’m Jordan St. Pierre, a mortgage broker serving Edmonton, Spruce Grove, Stony Plain, St. Albert, and Devon, with The Mortgage Centre. I am excited to share my story about the things which matter to me and how they influence the way I do business.

    READ MORE


  • Refinancing Your Home With Jordan St. Pierre-The Mortgage Centre

    Author: Jordan St. Pierre - The Mortgage Centre | Apr 22, 2020 | Categories: First Time Home Buyer Mortgage , Home Purchase Mortgage , Home Town Expert , Mortgage Broker , Mortgage Calculator , Mortgage Planner , Mortgage Pre Approval , Mortgage Rates , Mortgage Refinance , Mortgage Renewal , Remax , Remax Prefered Choice , Travis Hawryluk

    blog-post2-new.jpg

    Are you debating whether or not you should refinance your mortgage? If you are, you’ve come to the right place for help. There are various reasons to refinance, so don’t let low rates be your only motive. Instead, consider other prospects like shortening or lengthening your mortgage term or amortization, converting to an adjustable-rate or fixed-rate mortgage, or utilizing your home equity to meet a financial emergency, large purchase, or consolidate debt.

    READ MORE


  • Longhorn Diaries - Diary Thirty Two

    Author: Jordan St. Pierre - The Mortgage Centre | Jan 24, 2020 | Categories: First Time Home Buyer Mortgage , Home Purchase Mortgage , Home Town Expert , Mortgage Broker , Mortgage Calculator , Mortgage Planner , Mortgage Pre Approval , Mortgage Rates , Mortgage Refinance , Mortgage Renewal , Remax , Remax Prefered Choice , Travis Hawryluk

    READ MORE


  • Longhorn Diaries - Diary Thirty One

    Author: Jordan St. Pierre - The Mortgage Centre | Jan 22, 2020 | Categories: First Time Home Buyer Mortgage , Home Purchase Mortgage , Home Town Expert , Mortgage Broker , Mortgage Calculator , Mortgage Planner , Mortgage Pre Approval , Mortgage Rates , Mortgage Refinance , Mortgage Renewal , Remax , Remax Prefered Choice , Travis Hawryluk

    READ MORE


1 2Next »

Tags

  • First Time Home Buyer Mortgage
  • Home Purchase Mortgage
  • Home Town Expert
  • Mortgage Broker
  • Mortgage Calculator
  • Mortgage Planner
  • Mortgage Pre Approval
  • Mortgage Rates
  • Mortgage Refinance
  • Mortgage Renewal
  • Refinance Mortgage
  • Remax
  • Remax Prefered Choice
  • Remax Preferred Choice.
  • Travis Hawryluk

Recent Posts

  • Six Factors Lenders Look At When Considering Your Mortgage Application
  • The Three Types Of Mortgage Lending
  • Turning Your Existing Home Into A Rental While Purchasing Another Home
  • Three Ways To Work Around Debt When Qualifying For A Mortgage
  • 10 Remodeling Trends for 2021 That Will Add Value to Your Rental Property
  • A Pre-Approval Does Not Guarantee a Mortgage Approval
  • Canada Says Property Bubble “Not Great” For Locals, Good For Foreign Investors
  • RBC Sees Bank of Canada Raising Rates Earlier Than Current Guidance
  • Programs Available For First Time Home Buyers
  • Using Purchase Plus Improvements To Get The Home You Want
4-16 Nelson Dr, Spruce Grove, Alberta T7X 3X3
201, 5607 199 Street, Edmonton,Alberta T6M 0M8
Join Our Mailing List
Copyright © 2023 - Jordan St. Pierre-The Mortgage Centre
FAQ
Powered By Webware.io
Jordan St. Pierre-The Mortgage Centre
Copyright © 2023
FAQ
4-16 Nelson Dr, Spruce Grove, Alberta T7X 3X3
201, 5607 199 Street, Edmonton,Alberta T6M 0M8
Powered By Webware.io
  • Home
  • About Us
  • Services
    • Services
    • First Time Home Buyer Mortgage
    • Mortgage Pre-Approvals
    • Mortgage Refinance
    • Mortgage Renewals
    • Private Mortgage Financing
    • Condominium Corporation Loan
  • Service Areas
    • Service Areas
    • Spruce Grove
    • Stony Plain
    • Edmonton
    • St. Albert
    • Devon
  • Rates
  • Resources
    • Resources
    • Mortgage Calculator
    • Mortgage Glossary
    • Moving Resources
    • Links of Interest
  • Reviews
  • Blog
  • Contact Us